OCC finalizes GENIUS Act stablecoin rule, easing rewards ban, effective Jan 18, 2027

The OCC has issued its final rule implementing the Trump-signed GENIUS Act stablecoin framework, effective January 18, 2027. The rule sets reserve, redemption, custody and risk-management standards for permitted payment stablecoin issuers, and eases the stablecoin rewards approach: yield paid solely for holding stablecoins is prohibited, while certain third-party rewards now face case-by-case review rather than being presumed unlawful.

Detected & updated continuously · Source: Nebula